Personal Loan Types
Choose the loan that fits your needs. Every loan comes with complete transparency and zero hidden charges.
SALARIED LOAN
For employees with minimum ₹15,000/month income
Last 3 months salary slip required
Alternative documents accepted in some cases
SELF-EMPLOYED LOAN
For business owners, freelancers, professionals
Minimum ₹25,000/month income required
Business proof (GST/ITR) required
MEDICAL EMERGENCY LOAN
For hospitalizations, surgeries, treatments
Quick disbursement within 4 hours*
Reduced processing fee for medical emergencies
HOME RENOVATION LOAN
For painting, furniture, repairs, modular kitchen
Flexible repayment: 6 - 60 months
Easy EMI options available
WEDDING LOAN
For marriage ceremonies, venue, catering
Flexible tenure up to 60 months
Special rates for wedding loans
EDUCATION LOAN
For courses, certifications, skill development
No collateral or guarantor required
Flexible repayment options
Important Notes:
- *Interest rates are starting from mentioned percentage and vary based on customer profile, CIBIL score, loan amount and tenure.
- Loan approval and disbursement time depends on document verification and bank processing.
- All loans are subject to eligibility criteria and terms & conditions.
- Shreedhan Finance is an RBI Registered NBFC operating in Noida & NCR since 2017.
Interest Rates & Charges
We believe in keeping things simple and transparent. No hidden charges, no fine print tricks.
Interest Rates
Starting from just
10.99%
per annum*
Processing Fees
Prepayment & Foreclosure
Penalties
Other Charges
Document Verification
Free
Loan Restructuring
₹2,000 + GST
Duplicate Statement
₹200 + GST
Document Pickup
Free
Tips to Get Lowest Rate
CIBIL Score > 750
Higher score = lower rateLonger Tenure
Choose 36-60 monthsHigher Income Proof
Show additional incomeExisting Customer
Special offers availableSpecial Offers
Healthcare workers: 0% processing
Women: 0.5% discount
Govt employees: Special rates