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    ABOUT COMPANY

    Shreedhan Finance

    Noida based | RBI Registered | Serving since 2017

    Shreedhan Finance

    Your Trusted Financial Partner in Noida & NCR

    Shreedhan Finance is a Noida-based RBI registered NBFC providing personal loans to salaried and self-employed individuals since 2017. We believe in complete transparency with zero hidden charges.

    RBI Registered NBFC
    7+ Years Experience
    10,000+ Customers
    ₹1500+ Crore Disbursed
    50+ Cities in NCR
    4.8/5 Google Rating
    2017
    Year Founded
    7+
    Years of Trust
    50+
    Cities Covered
    4.8
    ⭐ Customer Rating

    Why Choose Shreedhan Finance?

    What makes us different from others

    100% Transparency

    No hidden charges. All fees disclosed upfront.

    Quick Approval

    Loan credited within 4 hours of approval*

    Minimal Documents

    Basic KYC only. No paperwork.

    RBI Registered

    Registered NBFC following RBI guidelines.

    Doorstep Service

    No branch visit required. Executive visits you.

    24x7 Support

    Dedicated customer support team always available.

    To provide accessible and transparent personal loans to individuals with zero hidden charges and complete honesty.

    *Loan disbursal timelines depend on document verification and bank processing. Shreedhan Finance is an RBI Registered NBFC. Terms apply.
    COMPLETE TRANSPARENCY

    Interest Rates & Charges

    We believe in keeping things simple and transparent. No hidden charges, no fine print tricks.

    Interest Rates

    Starting from just

    10.99%

    per annum*

    ₹50,000 - ₹2 Lakhs 10.99% - 14%
    ₹2 Lakhs - ₹5 Lakhs 12% - 16%
    ₹5 Lakhs - ₹10 Lakhs 11% - 15%
    ₹10 Lakhs - ₹15 Lakhs 13% - 18%
    Final rate depends on your CIBIL score, income and loan tenure.

    Processing Fees

    Processing Fee 1% - 3% + GST
    Loan Cancellation ₹1,000 + GST
    Statement Charges Free (Online)

    Prepayment & Foreclosure

    Prepayment Charges 0% (After 6 months)
    Foreclosure Charges Nil (After 12 months)
    Close your loan early without extra cost

    Penalties

    Late Payment ₹500 + GST/month
    Cheque Bounce ₹750 + GST
    EMI Bounce ₹400 + GST

    Other Charges

    Document Verification

    Free

    Loan Restructuring

    ₹2,000 + GST

    Duplicate Statement

    ₹200 + GST

    Document Pickup

    Free

    Tips to Get Lowest Rate

    CIBIL Score > 750

    Higher score = lower rate

    Longer Tenure

    Choose 36-60 months

    Higher Income Proof

    Show additional income

    Existing Customer

    Special offers available

    Special Offers

    Healthcare workers: 0% processing

    Women: 0.5% discount

    Govt employees: Special rates

    Check Eligibility

    Calculate Your EMI

    Know your monthly payment before applying

    EMI Calculator
    Disclaimer: The rates and charges mentioned are indicative and applicable from April 2024. GST @18% extra where applicable. Final interest rate and charges depend on your CIBIL score, income, loan amount, tenure and internal credit assessment. Shreedhan Finance is an RBI Registered NBFC (Registration No. N-XX.XXXX). Terms and conditions apply.