Personal Loan Up to ₹15 Lakhs
Shreedhan Finance offers personal loans from ₹50,000 to ₹20,00,000 with annual interest rates between 8.5% and 15% p.a., based on credit eligibility.
Start Your Personal Loan Application
Shreedhan Finance offers personal loans from ₹50,000 to ₹20,00,000 with annual interest rates between 8.5% and 15% p.a., based on credit eligibility. Loans are subject to full KYC and income verification.
Check Your Loan Eligibility
*This tool gives an indicative result. Final eligibility depends on credit score, income verification, and internal risk assessment.
🔒 100% Secure | RBI Compliant
SHREEDHAN FINANCE
DHANBAD based | RBI Registered | Serving since 2017
Your Trusted Financial Partner in DHANBAD
SHREEDHAN FINANCE is a DHANBAD-based RBI registered NBFC providing personal loans to salaried and self-employed individuals since 2017. We believe in complete transparency with zero hidden charges.
Why Choose SHREEDHAN FINANCE?
What makes us different from others
100% Transparency
No hidden charges. All fees disclosed upfront.
Quick Approval
Loan credited within 4 hours of approval*
Minimal Documents
Basic KYC only. No paperwork.
RBI Registered
Registered NBFC following RBI guidelines.
Doorstep Service
No branch visit required. Executive visits you.
24x7 Support
Dedicated customer support team always available.
To provide accessible and transparent personal loans to individuals with zero hidden charges and complete honesty.
Numbers Don't Lie
7+ years of transparent service in DHANBAD with complete honesty and zero hidden charges.
10,000+
Happy Customers
₹1,500+ Cr
Loan Disbursed
7+ Years
Experience in NCR
Serving customers since 2017
RBI Registered NBFC4.8/5
Google Rating
*Disbursal time depends on document verification and bank processing. Terms & conditions apply.
Personal Loan Types
Choose the loan that fits your needs. Every loan comes with complete transparency and zero hidden charges.
SALARIED LOAN
For employees with minimum ₹15,000/month income
Last 3 months salary slip required
Alternative documents accepted in some cases
SELF-EMPLOYED LOAN
For business owners, freelancers, professionals
Minimum ₹25,000/month income required
Business proof (GST/ITR) required
MEDICAL EMERGENCY LOAN
For hospitalizations, surgeries, treatments
Quick disbursement within 4 hours*
Reduced processing fee for medical emergencies
HOME RENOVATION LOAN
For painting, furniture, repairs, modular kitchen
Flexible repayment: 6 - 60 months
Easy EMI options available
WEDDING LOAN
For marriage ceremonies, venue, catering
Flexible tenure up to 60 months
Special rates for wedding loans
EDUCATION LOAN
For courses, certifications, skill development
No collateral or guarantor required
Flexible repayment options
Important Notes:
- *Interest rates are starting from mentioned percentage and vary based on customer profile, CIBIL score, loan amount and tenure.
- Loan approval and disbursement time depends on document verification and bank processing.
- All loans are subject to eligibility criteria and terms & conditions.
- SHREEDHAN FINANCE is an RBI Registered NBFC operating in DHANBAD since 2017.
ELIGIBILITY CRITERIA
Who Can Get a Loan?
Simple, clear requirements for everyone
Salaried Employees
| Age: | 21 - 58 years |
| Income: | Min ₹15,000/month |
| Experience: | Min 1 year total |
| Current Job: | Min 6 months |
| Companies: | Pvt Ltd, Govt, MNC, Startup |
Self-Employed Professionals
| Age: | 25 - 65 years |
| Income: | Min ₹25,000/month |
| Business Vintage: | Min 2 years |
| ITR: | Last 2 years required |
| Profession: | Doctor, CA, Architect, Shop Owner, Manufacturer |
Location Coverage
NCR Region (Delhi-NCR)
- Noida (Sectors 1-150)
- Greater Noida
- Delhi (All Areas)
- Ghaziabad
- Gurgaon (Gurugram)
- Faridabad
- Sonipat
- Panipat
- Rohtak
- Bahadurgarh
- Kundli
- Bhiwadi
Western Uttar Pradesh
- Meerut
- Bulandshahr
- Hapur
- Muzaffarnagar
- Aligarh
- Mathura
- Vrindavan
- Agra
- Moradabad
- Bareilly
- Rampur
- Saharanpur
Haryana
- Karnal
- Kurukshetra
- Ambala
- Yamunanagar
- Hisar
- Bhiwani
- Jind
- Kaithal
- Rewari
- Mahendragarh
- Palwal
- Nuh
Rajasthan & Other Nearby
- Alwar
- Jaipur
- Kota
- Bharatpur
- Dausa
- Sikar
- Jhunjhunu
- Churu
- Dehradun (UK)
- Haridwar (UK)
- Roorkee (UK)
- Rishikesh (UK)
Industrial Areas & Special Zones
- Noida Sector 62 (Electronic City)
- Noida Sector 63 (IT Park)
- Greater Noida (Jewar)
- Yamuna Expressway
- Gurgaon (Cyber City)
- Gurgaon (Sohna Road)
- Manesar (Industrial Area)
- Bawal (Industrial Area)
- Ghaziabad (Mohan Nagar)
- Ghaziabad (Raj Nagar)
- Sahibabad Industrial Area
- Bulandshahr Industrial Area
Service Available Across 50+ Cities
We provide personal loan services across Delhi-NCR, Western UP, Haryana, and parts of Rajasthan & Uttarakhand. Contact us for your specific location.
Not Eligible For Loan
Students
Below 21 years
CIBIL below 550
Loan defaulters
*Eligibility criteria are indicative. Final approval subject to verification. SHREEDHAN FINANCE - RBI Registered NBFC.
Documents Required
Simple and clear documentation. No hidden requests. Get ready with these basic documents.
FOR SALARIED
- Aadhar Card (Self)
- PAN Card (Mandatory)
- Latest 3 months Salary Slips
- Last 6 months Bank Statement
- Form 16 (If available)
- 2 Passport Size Photos
- Company ID Card
FOR SELF-EMPLOYED
- Aadhar Card
- PAN Card
- Business Proof (GST/Shop Act/License)
- Last 2 years ITR with Computation
- Last 12 months Bank Statement
- Office Address Proof
- 2 Passport Size Photos
- Partnership Deed (If Partnership Firm)
ADDITIONAL DOCUMENTS
These may be required in some cases:
- Voter ID
- Driving License
- Passport
- Rent Agreement
- Electricity Bill
Quick Tips:
- Keep digital copies ready
- All documents should be clear & valid
- Original documents for verification
Paperless Process
Upload documents online from home. No need to visit branch. Our executive will guide you.
Documents required may vary based on customer profile and loan amount. SHREEDHAN FINANCE never asks for OTP or password. RBI Registered NBFC.
Interest Rates & Charges
We believe in keeping things simple and transparent. No hidden charges, no fine print tricks.
Interest Rates
Starting from just
10.99%
per annum*
Processing Fees
Prepayment & Foreclosure
Penalties
Other Charges
Document Verification
Free
Loan Restructuring
₹2,000 + GST
Duplicate Statement
₹200 + GST
Document Pickup
Free
Tips to Get Lowest Rate
CIBIL Score > 750
Higher score = lower rateLonger Tenure
Choose 36-60 monthsHigher Income Proof
Show additional incomeExisting Customer
Special offers availableSpecial Offers
Healthcare workers: 0% processing
Women: 0.5% discount
Govt employees: Special rates
Calculate Your EMI
Know your monthly payments, total interest and total payment before you apply
Enter Loan Details
Your Results
Amortization Schedule (First 6 Months)
Breakdown of your monthly payments| Month | EMI | Principal | Interest | Balance |
|---|
How to Get Your Loan?
Complete the process from home in 4 simple steps. Money credited directly to your bank account.
Apply Online
Fill the form on our website or give a missed call
Upload Documents
Upload photos of your documents online or share with our executive
Verification & Approval
Tele-verification and document check by our team
Loan Disbursed
Money transferred directly to your bank account
Total Process Time: 24-48 hours*
Complete process online. No branch visit required.
Important Information:
- *Timelines are indicative and depend on document verification, bank processing and completeness of application
- Loan approval subject to eligibility criteria and document verification
- SHREEDHAN FINANCE never asks for OTP, password or advance payment
- RBI Registered NBFC | DHANBAD Based Since 2017
What Our Customers Say
Real stories from real customers who trusted SHREEDHAN FINANCE for their financial needs.
We Are Here For You
Serving customers across DHANBAD with 7+ years of trust and transparency.
Quick Connect
Get a call back within 30 minutes
Loan Related Information
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Trusted Since 2017
Serving customers in DHANBAD for over 7 years. RBI registered NBFC with 10,000+ happy customers and transparent processes.
Know More
Quick Loan Approval
Loan approval within 24 hours of document submission. Disbursal within 4 hours of approval. Minimal documentation required.
Check Eligibility
No Hidden Charges
Complete transparency in interest rates and fees. Processing fee 1-3% + GST, prepayment charges 0% after 6 months. No surprises.
View Charges
Doorstep Service
No branch visit needed. Our executive visits your home or office for document collection. Complete process from home.
Contact UsGet Personal Loan in 3 Simple Steps
Apply Online
Fill simple form on website or give a missed call. Takes only 2 minutes.
Submit Documents
Upload documents online or share with our executive. Basic KYC required.
Get Money
After verification, money credited to your bank account within 4 hours of approval.
Frequently Asked Questions
Find answers to common questions about personal loans. Clear, honest, and transparent.
Ans: Yes, absolutely. We only need your ID proof (Aadhar/PAN) and income proof (salary slips or bank statement). Credit card is not required for personal loan.
Ans: No, you don't need to visit our office. Our executive can visit your home to collect documents, or you can upload documents online. Complete process from home.
Ans: If CIBIL is below 550, it's difficult. If your score is 600+, chances are higher. We also consider your income and employment stability. Final decision after verification.
Ans: If all documents are correct and verification is completed, money is credited within 4-24 hours of approval. Timelines depend on document verification and bank processing.
Ans: Yes, you can close your loan early. After 6 months, prepayment charges are 0%. Before 6 months, nominal charges apply. Foreclosure after 12 months is free.
Ans: If you have regular monthly income and proper bank statements, you may be eligible. Each application is reviewed case by case basis. Minimum income ₹15,000/month required.
Ans: Aadhar Card, PAN Card, last 3 months salary slips (for salaried), last 6 months bank statement, 2 passport photos. For self-employed: ITR, business proof, bank statement.
Ans: No, absolutely no hidden charges. All fees are communicated upfront. Processing fee (1-3% + GST), late payment charges (₹500/month) are clearly mentioned. 100% transparency.
Still have questions?
Our customer support team is available 24x7 to help you.
Head Office
Head Office
PLOT NO.-342 HOUSING COLONY, DHN DHANBAD, Jharkhand 826001 India
Near Atta Market, 500m from Metro StationPhone
+919523112522
+919523112522 (WhatsApp)care@shreedhanfinanceltd.com
loan@shreedhanfinanceltd.comWorking Hours
Mon - Sat: 9:30 AM - 7:30 PM
Sunday: 10:00 AM - 4:00 PM
Limited support on SundaysBranch Offices
Noida
Sector 62
+919523112522
Ghaziabad
Indirapuram
+919523112522
Delhi
Connaught Place
+919523112522
Gurgaon
Cyber City
+919523112522
Faridabad
Sector 16
+919523112522
Greater Noida
Alpha 1
+919523112522